I remember my younger days working in a retail electronic store and was held up by an armed robber. Did as was told, gave him the cash and he made his get away. Afterwards, pushed the panic button and called 911, yelling and screaming at the operator at the fact that i had a gun pointed at me for nearly 10 mins, etc and my miserable life so far had flashed before me. Not once on that 911 call did i stutter or sputter. Must have been the combination of adrenaline/fear/anger/annoyance all combined.