Its the same with me man, I'm afraid of leaving my current job and not making enough if I start my own buisness. I know they say health is everything but making money to live a comfortable life is also very important obviously. So it's definitely a hard decision to make. A side hustle is always a option but I personally don't have the energy anymore to work a 9-5 5 or 6 days per week and start working again when I come home lol