We all have our own “reputations” to keep, money has nothing to do with it mate. You have to start looking at the positive side of your life more often, because there is a lot to be grateful about. You said it yourself, you have the perfect life. You have a massive cushion to fall on if things go south, even with no degree, your family is wealthy. Most stutterers have to fight for regular jobs in a very competitive society, and the stutter does not help at all in recruitment processes. It’s a fight for survival. It’s ok to be sad, but it’s not okay to throw in the towel when you have way more resources and scapegoats than most. I wish you luck!