Hey, fellow NYC here also. And I feel you, sometimes it feels hopeless . HOWEVER, It might sound like a cliche or corny but I genuinely do believe the amount of good caring people outweighs the bad-ill mannered people, it’s just the bad interactions seem to make more on an impact on us. I truly feel you, I have a bachelors degree as well, have an okay job currently (although not in my field), I want to pursue something better but I feel like I’m holding myself back thinking about my stutter. We can only just take it one day at a time and remember that if we made it past yesterday we can make it past today and so on.