First of all, you are stressing yourself out and that's not helping anyone! Next, what do you love to do? Many people are becoming entrepreneurs during this pandemic and making $$. Instead of focusing of what you don't have, focus on what you DO have: roof over your head, food to eat, home internet, wifi, etc. This is the TIME to plan and execute. This will not last forever and when it's over, you'll be ready to fly (having had 2 months to prepare at least) . With regards to your stutter, forget about it. Focus on your KSA's (knowledge, skills and abilities) . The less you focus on your stutter, the more likely your fluency will improve.